How nice of my epiphanies to come in threes.
I call them revelations because they changed the course of my entire life. In their own fashion.
1. The Great Thrift Challenge
My frugality has been a long time maturing. When I was 19 and living 2,000 miles away from home in a spider-centric attic in Los Angeles County, my only truly thrifty strategy was to go to a particular library that sold magazines for a quarter each, buy them, and take them home to cut up and paste into “idea books,” which I still have (and love) to this day. It was a vastly absorbing activity founded upon dire finances and boredom. It’s also a serious hobby of mine, still.
It wasn’t until a few years later, as a freshly-transferred university student that I realized that I had to have certain things – particular grooming supplies, especially, to tame my finicky haircut and various serums and creams to soothe my finicky skin. Oh, and of course, specific lip gloss. The essence of life.
To have certain things stuck me in the uncomfortable position of having to pay what was asked of for these certain items. Of course, an alternative would be to not buy them. This, I deemed then and now, was irrational on most counts, as I do not choose to be an ascetic and as a human being, enjoy the ritual of looking presentable.
It didn’t take all that long to come up with what I now call (in hushed tones of reverence) The Great Thrift Challenge. This challenge was simple (and didn’t necessarily involve thrift stores): take stock of everything I normally bought, and find the cheapest way to procure it. Voila. I was transformed into a woman on a mission - a crafty, fascinating mission to seek out the treasure of Savings.
It was very effective. To this day, I still practice the Challenge, to the point where I won’t even buy something at full retail if I know I can get it for a chunk less from some other establishment. An ounce of prevention, in the case of buying something cheaper, is worth a pound of cure especially when that pound can be metaphorically exchanged for actual currency in my bank account. It led me into all sorts of strategic practices – finding sales, clipping coupons, using the internet, negotiating, buying in bulk, and on. It was an adventure for me, and still is.
2. Re-Eureka! Thrift Store Pt. 2
I am extremely thankful for parents who never had a problem with buying used or aged goods – in fact, my mom, in her early married years, acquired various still-treasured items at flea markets and garage sales. Perhaps it was her influence that led my older sister to drag me to one of our town’s hospital-auxiliary thrift stores, to search for a variety of men’s clothing that would suit the unfortunate style of the time: grunge. Still, the bug bit. The bug infested, as it were. The bug reproduced. We remained steadfast thrifting devotees through high school, college, and on.
Still, for various idiotic reasons I found myself in my first semester of graduate school having a bit of a block towards aspects of thrifting. I still would frequent my various stores for specific items, such as furniture, books, photo albums, mugs. My taste in clothing, however, had veered from the funkydom of my high school days into something more… expensive. Commericial. Yes – boring. The only clothes that semester I bought were from chain stores.
The long winter break rolled around and I found myself required to meet my best friend and her young daughter at that same auxiliary thrift store in my hometown. After browsing my prerequisite areas I sauntered over to the dress racks in an effort to kill time while my companions searched for toddler clothes. I flipped through the rack (thankfully and wonderfully organized by size) and Lo, I had found something I now refer to as Treasure: a stunning, obnoxious, fantastic rayon dress smack from the 80’s. It was majestic. I kept flipping down the line of garments and found one outrageous item after the other. I stuffed all of them in the dressing room and really, the rest is history.
I had re-discovered the wonder of the thrift store. I could chalk up my expensive, blander taste of the previous semester to a lot of things, but mainly my problem was this: the essence of a person’s style might stay the same, but tastes change. Apparently, I had subliminally and discreetly moved on from older tastes and unknownst to even myself developed a taste for totally garish apparel that is in total cheap abundance at thrift stores. All it took was a forced trip and a bit of browsing. Like my Great Thrift Challenge, I have never looked back. I still occasionally buy certain key (and on-sale) items from traditional retailers, but my heart is in places where I can buy things that either cheap, one-of-a-kind, or both.
3. What Goes Around Comes Around
Our culture likes to look at things in terms of the eventual pay-off. Debt, of course, is de riguer. Car debt, house debt, credit card debt are all looked on with various degrees of acceptability. School debt, on the other hand, is almost always, at least in my experience, looked on as an investment.
It’s easy to look at school debt as an investment if looked at in those pay-off terms. Meaning, if I get a stellar or at least decent job as a result of my education, I’ve obviously locked myself into debt as a security in making money. That’s fine. Everybody needs to have something to do, and everybody needs to earn their keep. For a person of a more “artistic temperament” i.e. has a degree in something less than readily bankable, the investment analogy can break down.
At least, those were my thoughts after graduating with a master’s and a heftier load of debt. Not that I was sitting around, feeling bitter about what were certainly my own choices to take out school loans. It was just becoming apparent to me that to think in such productive terms wasn’t necessarily… productive. I knew what my bottom line was for income, and I was in tune with and working toward my professional goals.
So it made sense that one day, after thinking various thoughts on the subject matter, that I stopped, and surveyed what was around me. Books, music, movies, clothes. My husband, pug, and the evidence of deep friendships and close family ties. And two framed degrees, which I realized exemplified a different kind of investment: I had bought growth of my mind, and had expanded my world through my education. Paltry and inadequate sentiments, really, for I am utterly grateful for my education. From that point on, I stopped looking at my education in terms of school loans that needed to be paid off, begrudgingly and groaningly.
What made all the difference was making that survey. Potential cheesiness aside about the warmth and fulfillment of a (ahem) warm and fulfilling interpersonal life, I had noted that I had all I really wanted, in terms of stuff. Sure, a lot of the furniture was given to me by family, or bought cut-rate. Sure, our mattresses were on the floor. Sure, our tv wasn’t flat. But everything I had then, and still have, was stuff I liked. Stuff I wanted to keep around. Stuff I would use. So what if I was going to spend the next 10 years paying off school loans? The bottom line was I knew I wasn’t concerned with constantly upgrading into bigger (and more expensive, though not necessarily better) things. Instead, I would spend the next 10 years enjoying the fruits of my educational labor, achieving satisfaction of another kind. Those school bills are my discretionary income, because even if I had that money to spend again, I would still spend it on my brain.
I think it might be safe to say that the benefit of such revelatory munificence is obvious. To sum it up, though, the reality is that my life as an adult, living in America, is bound to certain cultural ways, and I don’t pretend to be some sort of anarchist. Still. Quality of life is not something to be taken lightly. Quantity of stuff – well, it is to be taken lightly. Being frugal is a quest, a journey, that feeds into a greater road, I hope. For everybody.